Cash Strapped Retirees or Seniors - HELOC or HECM

Here is an interesting article giving some advice or suggestions for Cash Strapped Retirees or Seniors.  As this article points out a Home Equity Line of Credit (HELOC) or a Home Equity Conversion Mortgage (HECM or "Reverse Mortgage") can be a viable way of working the living expense numbers in your monthly budget along with other considerations about income from a pension, social security, continuing to work, or other investment income.