HOA's... or HA's ?

Ever notice how they are referred to now as "homeowners' associations" ? Why haven't people also correspondingly referred to them now as "HA's" then, instead of HOA's ?? LOL Or just use "POA" - property owners' association.

Then to make matters even worse, I also see people refer to them as home owner's association (meaning, belonging to only one home owner, or homeowner ?) WTF ?

Next thing you know, instead of the football Super Bowl ... we'll have the Superbowl, or the foot ball Superbowl. Come on people, let's get this straight and for heaven's sake (or is that heavens' sake meaning more than one heaven) know the difference between plural possessive and singular possessive and words ending with or without the letter S !

Don't even get me started about HOA's. I have seen "The Good, The Bad...and The Ugly" !!